Fort Worth, TX – Dent repair technician, Jack Barker, recently posted an article to provide tips to consumers to save money on auto insurance premiums. “Most people take care of regular auto maintenance to keep their vehicle running good; however, cosmetic maintenance is often put off,” said Barker. “People are too busy to be bothered with dropping their car off at the body shop and arranging alternate transportation for up to a week just for minor scratch and dent repair.”
Collision on Wheels offers the convenience of on-site, same-day dent repair and auto painting. They come to the consumer to perform minor collision repair in their driveway or at their workplace. We have found that consumers are reluctant to report small collisions due to the concern that premiums would increase. Some people prefer to pay out of pocket rather than file a claim.”
Collision on Wheels, We Come to You is positioned to meet this demand in the collision industry. The mobile approach saves consumers time and money as the cost of minor collision repairs is typically less than their insurance deductible. “In the event that repairs are extensive, we are one of the only mobile auto body shops who are approved by major insurance carriers,” said Barker.
Jack Barker shared more tips for consumers to help reduce their insurance premiums. “Many insurance companies offer discounts to students with good grades or adults with good credit. Some offer discounts if you pay the premium in full rather than in monthly or quarterly installments. Different rates are charged for different makes and models of cars.
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Sunday, February 28, 2010
Monday, February 15, 2010
Ways to lower your car insurance premium
A new study shows Texas drivers pay more for car insurance than most other states.
Texas had the 19th highest premiums at an average of $956 a year. That is higher than California and Pennsylvania but we pay less than drivers in New York and Florida.
News 4 WOAI Trouble Shooter Jaie Avila has some ways you might be able to lower your insurance payment.
Your driving record and age are big factors in determining what you pay for car insurance, but there are some simple steps you can take to get a better rate.
First, shop around. Rates vary greatly from one company to the next.
Carry a higher deductible. A $1,000 deductible, instead of say $250, can save you up to 40% on your policy.
If your car is older, consider dropping comp and collision coverage. Your car may not be worth what you are paying for full coverage.
Keep a good credit score. Many companies use it to calculate your rate.
If you don't drive very much, ask about low mileage discounts.
Don't allow your insurance coverage to lapse. Insurance companies will boost your premium if they suspect you haven't paid your bills on time in the past.
Don't pay in installments. Some companies charge big fees if you make payments, instead of paying the entire premium.
If you are planning on buying a new car, check ahead of time how much it will cost to insure that make, model and year. That could help you decide which car makes the most sense for you.
Source
Texas had the 19th highest premiums at an average of $956 a year. That is higher than California and Pennsylvania but we pay less than drivers in New York and Florida.
News 4 WOAI Trouble Shooter Jaie Avila has some ways you might be able to lower your insurance payment.
Your driving record and age are big factors in determining what you pay for car insurance, but there are some simple steps you can take to get a better rate.
First, shop around. Rates vary greatly from one company to the next.
Carry a higher deductible. A $1,000 deductible, instead of say $250, can save you up to 40% on your policy.
If your car is older, consider dropping comp and collision coverage. Your car may not be worth what you are paying for full coverage.
Keep a good credit score. Many companies use it to calculate your rate.
If you don't drive very much, ask about low mileage discounts.
Don't allow your insurance coverage to lapse. Insurance companies will boost your premium if they suspect you haven't paid your bills on time in the past.
Don't pay in installments. Some companies charge big fees if you make payments, instead of paying the entire premium.
If you are planning on buying a new car, check ahead of time how much it will cost to insure that make, model and year. That could help you decide which car makes the most sense for you.
Source
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